Alsharif, Mohammad. (2024). Factors Contributing to Bank Profitability in the GCC Region during Global Financial and Non-Financial Crises. مجلة جامعة الإسکندرية للعلوم الإدارية, 61(5), 255-283. doi: 10.21608/acj.2024.379189
Mohammad Alsharif. "Factors Contributing to Bank Profitability in the GCC Region during Global Financial and Non-Financial Crises". مجلة جامعة الإسکندرية للعلوم الإدارية, 61, 5, 2024, 255-283. doi: 10.21608/acj.2024.379189
Alsharif, Mohammad. (2024). 'Factors Contributing to Bank Profitability in the GCC Region during Global Financial and Non-Financial Crises', مجلة جامعة الإسکندرية للعلوم الإدارية, 61(5), pp. 255-283. doi: 10.21608/acj.2024.379189
Alsharif, Mohammad. Factors Contributing to Bank Profitability in the GCC Region during Global Financial and Non-Financial Crises. مجلة جامعة الإسکندرية للعلوم الإدارية, 2024; 61(5): 255-283. doi: 10.21608/acj.2024.379189
Factors Contributing to Bank Profitability in the GCC Region during Global Financial and Non-Financial Crises
Finance and Economics Department, College of Business Administration, Taibah University, Medina, Saudi Arabia
المستخلص
The generalized method of moments (GMM) with an interaction dummy variable technique is used to analyze the factors contributing to the profitability of banks in the Gulf Cooperation Council (GCC) dual banking sector and the impact of global financial and non-financial crises. Our data covers 38 conventional GCC banks and 23 Islamic GCC banks from 2005 to 2022. While Islamic GCC banks are better capitalized, liquid, and diversified, they are less profitable and have higher operating costs than their conventional peers. Our results suggest that the global financial crisis has no significant impact on the two types of banks, while the non-financial crisis negatively affects only conventional banks. This suggests that Islamic banks operating in the GCC have proven to be resilient in financial and non-financial crises. Moreover, the impact of key factors contributing to the profitability of GCC banks varies considerably between conventional and Islamic banks. Moreover, an alternative estimation method, such as the dynamic bias-corrected LSDVC estimator, was used to confirm our results. The findings of this study provide valuable insights for managers, investors, policymakers, and regulators of GCC banks.
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